As a result of Strategic Development Corporation’s participation, the Association has been positioned for long-term survival and growth. A new management team has evolved with emphasis on teamwork and objectives. Heritage has initiated a Mortgage Banking subsidiary, Business Development Division and has increased profitability. Our renewal of the consulting contrast is an indication of our appreciation of Norm’s extremely competent planning and consulting capabilities.

Robert H. Sovern
President & CEO
Heritage Federal Savings & Loan